FHA HOME MORTGAGE LOANS

Latest FHA Loan Insights

Expert guidance on FHA qualification, credit improvement, mortgage insurance, and first-time homebuying

My 618 Credit Score Got Me FHA Approved: Here's What It Really Cost Me vs. Waiting

FHA Credit Requirements • November 16, 2025

My 618 Credit Score Got Me FHA Approved: Here's What It Really Cost Me vs. Waiting

I Improved My Credit Score from 628 to 681 in 4 Months: Here's Exactly What I Did (and What Didn't Work)

Credit Improvement • November 15, 2025

I Improved My Credit Score from 628 to 681 in 4 Months: Here's Exactly What I Did (and What Didn't Work)

3.5% Down vs 10% Down FHA: My 597 Credit Score Cost Me an Extra $13,000 (But I'd Do It Again)

FHA Down Payment • November 14, 2025

3.5% Down vs 10% Down FHA: My 597 Credit Score Cost Me an Extra $13,000 (But I'd Do It Again)

FHA Mortgage Insurance Cost Me $7,200 the First Year: Here's How I'm Eliminating It by Year 4

FHA Mortgage Insurance • November 13, 2025

FHA Mortgage Insurance Cost Me $7,200 the First Year: Here's How I'm Eliminating It by Year 4

My 48% Debt-to-Income Got Me FHA Approved (Conventional Rejected Me): Here's How

FHA DTI Requirements • November 12, 2025

My 48% Debt-to-Income Got Me FHA Approved (Conventional Rejected Me): Here's How

I Bought My Home with $1,800 Out-of-Pocket Using Gift Funds + DPA (Here's the Exact Process)

FHA Down Payment • November 11, 2025

I Bought My Home with $1,800 Out-of-Pocket Using Gift Funds + DPA (Here's the Exact Process)

From $1,420 Rent to $1,535 Homeowner: My FHA First-Time Buyer Story at Age 28

First-Time Homebuyer • November 10, 2025

From $1,420 Rent to $1,535 Homeowner: My FHA First-Time Buyer Story at Age 28

FHA vs Conventional: I Rate-Shopped Both and Here's When Each Wins (Spoiler: It's Not Always Obvious)

FHA vs Conventional • November 9, 2025

FHA vs Conventional: I Rate-Shopped Both and Here's When Each Wins (Spoiler: It's Not Always Obvious)